WHEN YOU NEED A CASH...

CONVERT YOUR INVOICES INTO MONEY ON THE ONLINE PLATFORM

INVOICE FINANCING/INVOICE FACTORING

Hakim Saya: Your Global Funding Partner has added a new direct lender specializing in Invoice Financing/Invoice Factoring. The lender is the largest and fastest-growing online platform lender for financing Small and Medium Enterprises (SMEs) engaged in international trade. This is a game changer in the Invoice Financing/Invoice Factoring space because it will allow SMEs to get Access To Capital when they can't get it from banks.

Since 2015, the lender has financed invoices worth $15 billion (USD). The lender is at the forefront of providing support for international through online financing. The lender can finance from $10,000 to $10 million (USD) in 48 hours, much faster than any banks or insurance companies. The lender only needs two documents to start financing, which is a contract with the lender and the Buyer's signed notification.

WHAT IS INVOICE FINANCING/INVOICE FACTORING?

When a Supplier exports goods to Buyers in other countries, it is typical for them to wait for payment for a period of 30 to 120 days. This is known as "deferred payment" and is a common practice in international trade. However, this can lead to a shortage of capital and hinder the growth of the business due to the negative effect it has on cash flow.

Invoice Financing, also known as "Invoice Factoring," allows exporters to receive immediate payment for their debt by transferring money to the Supplier as soon as the goods are shipped. The financing company then collects payment from the Buyer at a later date. This provides the Supplier with cash without unnecessary delays and protection against non-payment.

BUYER ELIGIBILITY CRITERIA

The Buyer must be a Corporation or Limited Liability Company.
The Buyer must be incorporated in one of the lender's eligible Buyer Jurisdictions. Please check with us to see if the Buyer is located in one of the 74 countries the lender is doing business with. Or refer to the list of Eligible Buyers or Suppliers provided below.
The Buyer must be incorporated or registered for a minimum of 12 months.
The Buyer must not be affiliated with the Supplier.
The Buyer must not have had an insolvency event within the past 24 months.
The Buyer must not be subject to sanctions.
The Buyer must have an annual turnover equivalent to USD 3 million or more.
The lender will underwrite Buyers from a compliance/AML perspective (performing KYB/KYC processes) and from a credit risk perspective (financial analysis, review of external ratings/grades, credit insurance appetite). Buyers might be asked to share their financials.
The Supplier invoices must be in USD, GBP, or EURO currencies only.
The Supplier must be supplying "Eligible Goods and Services."
The Supplier payment terms must be a maximum of 120 days.
The Buyer must sign the Notice of Assignment agreement.

SUPPLIER ELIGIBILITY CRITERIA

The Supplier must be registered in one of the lender's eligible Supplier Jurisdictions. Please check with us to see if the Buyer is located in one of the 74 countries the lender is doing business with. Or refer to the list of Eligible Buyers or Suppliers provided below.
The Supplier must be a Limited Liability Company or Corporation.
The Supplier must incorporated or registered for a minimum of 12 months.
The Buyer must have met the lender's Buyer Eligibility Criteria.
The Supplier must not be affiliated with the Buyer.
The Supplier must be supplying "Eligible Goods and Services."
The lender will only provide financial services to Suppliers that pass its KYB/KYC processes and provide the required documents.
The lender will only begin its Trade Financing process when the Supplier submits invoices.
The Supplier must sign the lender's Framework Agreement, Exhibits, and Notice of Assignment.

ELIGIBLE SUPPLIER JURISDICTIONS

A: Argentina, Australia
B: Bangladesh, Belgium, Brazil
C: Cambodia, Canada, Chile, China, Columbia, Costa Rica, Czech Republic
E: Ecuador, England & Wales
F: Finland
G: Ghana
H: Hong Kong
I: India, Indonesia, Israel
J: Japan, Jordan
K: Kenya, Kuwait
L: Latvia, Liechtenstein, Lithuania
M: Malaysia, Macedonia, Macau, Malta, Mauritius, Mexico, Moldova
N: Netherlands
O: Oman
P: Pakistan, Panama, Paraguay, Peru, Poland
R: Republic of Ireland, Romania
S: Scotland, Singapore, Slovakia, Slovenia, South Africa, South Korea, Spain, Sweden, Switzerland
T: Taiwan, Thailand
U: United Arab Emirates, United States of America, Uruguay
V: Vietnam

** Please note that the list of jurisdictions is subject to change. Please consult with us for a more current list.

ELIGIBLE BUYER JURISDICTIONS

A: Australia, Austria
B: Belgium, Brazil, Bulgaria
C: Cambodia, Canada, Chile, China, Colombia, Costa Rica, Croatia, Czech Republic
D: Denmark
E: Ecuador, England & Wales, Estonia
F: Finland, France, French Polynesia
G: Germany, Greece, Guatemala
H: Honduras, Hong Kong, Hungary
I: India, Indonesia, Israel, Italy
J: Japan
K: Kuwait
L: Latvia, Lithuania, Luxembourg
M: Malaysia, Mexico, Macau
N: Netherlands, New Zealand, Northern Ireland, Norway
P: Paraguay, Peru, Philippines, Poland, Portugal
R: Republic of Ireland, Romania
S: Singapore, Scotland, Slovakia, Slovenia, South Africa, South Korea, Spain, Sweden, Switzerland
T: Taiwan, Thailand
U: United Arab Emirates, United States of America, Uruguay
V: Vietnam

** Please note that the list of jurisdictions is subject to change. Please consult with us for a more current list.

WHAT TYPES OF GOODS AND SERVICES CAN BE FINANCED ON THE LENDER'S PLATFORM?

The lender finances international invoices for goods and services, including software development and consulting, as well as most consumer goods industries.

It should be noted that some goods and services in certain sectors are eligible for financing, while others are ineligible. It is important to note that the lender may make changes to this list at any time.

INELIGIBLE GOOD AND SERVICES

Coal
Conflict Minerals
Precious Metals
Sanctioned Goods and Services
Weapons and Firearms

ELIGIBLE GOODS AND SERVICES

FMGG (Fast Moving Consumer Goods)
Apparel, accessories, footwear
Home goods, including home care, kitchenware, tableware, cookware, household appliances, toys, gifts, stationery, pet products, sporting goods, luggage, etc.
Furniture
Non-perishable food and ingredients
Automotive parts
Consumer electronics
Hardware, electrical products, and machinery
Software and Saas
Digital services (software development and consulting)

WHY FINANCE IT WITH OUR LENDER?

Reason #1: The Ticket Size is from $10K - $10M (USD)
Reason #2: The Processing Time is within 48 hours. The lender can do it online in 48 hours - much faster than any banks or insurance companies.
Reason #3: The lender only needs 2 documents to start the financing. Simply get your contract with the lender and the Buyer's notification signed.
Reason #4: The Non-Payment Protection. If the Buyer does not pay on time, you don't have to pay any money back to the lender. The lender will take the risk of non-payment.
Reason #5: One Single Invoice. From a single invoice to the full ledger...you choose how to use the lender's financing.
Reason #6: All Online. There is no need for business trips and long meetings. Let's do it all online - from signing documents to inviting your counter-parties to the platform.

** The lender can finance up to $10 million (USD) of your invoices, boosting turnover.

HOW DOES IT WORK?

Step #1: The Supplier sells services or goods to the Buyer and offers extended payment terms of up to 120 days.
Step #2: The lender pays up to 90% of the invoice value to the Supplier within 48 hours.
Step #3: The Buyer pays the full invoice value to the lender on the due date.
Step #4: The lender pays the remaining 10% of the invoice value to the Supplier, less any fees.

HOW DO I GET FINANCE FROM YOUR LENDER?

Step #1: The first step is to contact us. Let us help you with your business financing needs.
Step#2: Register with the lender
Step #3: Once you register online with the lender's online platform, upload your invoices to get credit limits on your buyers.
Step #4: Get your cash witthin 48 hours once the documents are signed.

Contact us today and tell us about your business or opportunity!

We have the network and experience to meet your business financing needs.

As a result of the type of industry we operate in, our clients have entered into confidentiality agreements with both the lender and us, making it impossible for us to reveal any names on our website. Each transaction is treated as private and is safeguarded by a confidentiality agreement. Therefore, we do not employ our clients' information to secure business from third parties.

Social

Facebook

Disclaimer: (C) 2019 - 2024 Hakim Saya LLC | All Rights Reserved | Hakim Saya LLC is a California Finance Broker under The Department of Financial Protection and Innovation (DFPI), License No. 60DBO-118241 and NMLS #2229743 in compliance with the California Financing Law. Hakim Saya LLC is not a United States Securities Dealer, Wealth Manager, Securities Advisor, Banker, or Broker-Dealer. Furthermore, Hakim Saya LLC only facilitates commercial loans. All content is not considered a solicitation for any purpose in any form or content, nor an offer to sell and/or buy securities and/or to provide funding against any primary residence properties and/or any funding that requires specific licensing in applicable states or other than for private funding program does not constitute an offer or solicitation of any kind and, if presented, is done so as a request for information. All loans are subject to the funder's eligibility requirements, underwriting guidelines, other terms and conditions, and approval. Each lender requires specific supporting documentation with each new application. Upon reading this page, you, as the recipient, acknowledge this disclaimer and warnings herein. By reading this disclaimer, you agree, acknowledge, and accept that this is privileged, proprietary, and confidential communication, and you agree to keep it private.